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Moneywise Scotland

Benefits when you reach State Pension age

You cannot switch water supplier, but there may be other ways you can make savings. If you’re on a low income, you may be able to get help to pay your bills.
All water suppliers in England and Wales have a social tariff. This means you may be able to get reduced bills if you’re on a low income. Ask your supplier about their social tariff. What you can get and who qualifies varies. You can find contact details for your water supplier and what they offer on the Consumer Council for Water (CCW) website.
You can also ask your supplier if they operate charitable trusts, payment matching or Restart schemes. Visit CCW for more information about these schemes.
If you live in Scotland, contact Scottish Water for information about the Water Charges Reduction Scheme. You may be able to get up to 35% off your water and sewerage charges if you’re getting Council Tax Reduction.
If you're in financial difficulty, make sure you’re getting all the money you’re entitled to. Use our free benefits calculator or call our Helpline to speak to an adviser.
If you're struggling to pay your bills, your supplier cannot cut off your water supply. They have to take court action to recover the debt. But it's a good idea to talk to them as soon as possible, because most of them can offer advice and support to help you pay. They may have a hardship fund that can help with your water bills.
If you're worried about debt, visit our Help if you're in debt webpage for advice.
Switching to a water meter could help to reduce your bills. With a water meter, you only pay for the water you actually use. You're more likely to benefit if you live in a property with a high rateable value, or if you don’t use much water, perhaps because you live alone.
If you’re renting, you have the right to apply for a meter as long as your tenancy is for six months or longer. You may need to ask your landlord’s permission before applying for a meter.
If you’re thinking of getting a meter, try the water meter calculator on the CCW website to see if you could save money. Or contact your supplier for more information.
Meters are installed free of charge and you usually have the option to switch back within a year if you change your mind.
If you apply for a water meter but the water company cannot install one, they must offer you an assessed charge bill. This takes into account the number of people in the house or the type of property and could save you money. You can only get assessed charges if you apply for a water meter first.
Scottish Water will provide a standard meter for free but, if you're the homeowner, you'll have to pay the cost of fitting it. Once it's installed, it cannot be removed. If you’re renting, you should ask your landlord for permission.
Be aware that if you're getting a reduction on your water and sewerage bill through Council Tax Reduction, you will not be able to keep getting this if you have a meter. Citizen's Advice Scotland have more information on whether a water meter is right for you.
In England and Wales, WaterSure schemes can cap the amount you have to pay for your water bill if you’re on certain benefits and need to use a lot of water.
To qualify for a WaterSure scheme, you must:
As long as you meet the other criteria, you will qualify automatically if you have certain medical conditions, such as:
A doctor will need to give details of your condition to your supplier. Speak to your doctor about getting a certificate, which you may have to pay for.
Contact your water company to find out how to apply for the WaterSure scheme. You can find more information about WaterSure on the Citizens Advice website or contact our Helpline for advice.
You may also want to join the Priority Services Register if you need extra help with your water services. Visit Ofwat for more information. Contact our Helpline if you need advice or support with registering.
Saving water is good for the environment and, if you’re on a meter, these water-saving tips could help cut your bills. Even if you’re not on a water meter, using less hot water could bring down your energy bills.
In the bathroom:
In the kitchen:
You can find more tips on the Waterwise website.
A dripping tap or a leak can waste a lot of water – and money - so it’s a good idea to get them fixed as soon as possible. You can find an approved plumber on the Trustmark website.
You can find the name and contact details of your water supplier on the Water UK website.
Contact the Citizens Advice consumer service if you need more advice about water bills or debt. In Scotland, contact Citizens Advice Scotland.