If you’re struggling to make ends meet, there may be ways you can save money, such as switching energy supplier, installing a water meter, applying for a free TV licence or shopping around when you renew or buy insurance. You may also be able to get discounts and other help with costs.

How to reduce costs and get support if you're struggling to pay your bills.

Ways to cut your water bills.

Free over-75 TV licence if you're getting Pension Credit and other concessions

What to consider and how to get a good deal.