Questions we get asked the mostMy benefits have gone down and I don’t know why.Can I claim Pension Credit?Are there any benefits I can apply for?Do I have to sell my home to pay care home fees?
Anyone can fall for a scam – it’s no reflection on your intelligence – but if you know what to look out for, you’re less likely to be taken in. If you are a victim, don’t keep quiet. There is action you can take to protect yourself and others.
Shopping around to find the best energy deal could save you money. Switching supplier is quite simple and there is help available if you need it.
You don’t have to retire when you reach State Pension age and there are many advantages to working in later life. Apart from topping up your income, working may also help to keep you mentally and physically active. There are benefits for your employer too.
There is a range of benefits for older people. Make sure you claim what you are entitled to.
Pensions provide a regular income in later life once you reach qualifying age. If you are on a low income, you may be eligible for Pension Credit. If you have a private pension, you may have to decide how you want to receive your money.
You will have to pay Income Tax if your income is more than a certain amount but you may be entitled to tax relief or allowances that can help to cut your bill.
Make sure you understand your tax bill and contact HM Revenue and Customs (HMRC) if you think you are paying too much tax.
Anyone can get into debt, for all sorts of reasons, and there is no shame in admitting if debt is becoming a problem for you. It can be difficult to pay back what you owe when you are living on a fixed income but there is help available.