Bereavement Support Payment
Bereavement Support Payment (BSP) is available to anyone under State Pension age whose spouse or civil partner has either:
- made enough National Insurance (NI) contributions
- died because of an accident at work or a disease caused by work.
It provides a one-off lump sum followed by up to 18 monthly payments. BSP isn’t means-tested and all payments are tax free. BSP has been introduced for claims relating to a death on or after 6 April 2017.
There are two rates of support:
- if you’re pregnant or have dependent children under the age of 20, you may receive a £3,500 lump sum and a £350 monthly payment
- if you have no dependents, you may get a £2500 lump sum and a £100 monthly payment.
You’ll receive a maximum of 18 payments if you claim within three months of the death. If you claim after that, the number of payments will be reduced.
How to claim
You can apply using a form or by phone:
- download a Bereavement Support Pack (form BSP1) from Gov.uk/BSP1 or ask your local Jobcentre Plus to send you one
- call the Bereavement Service helpline on 0800 731 0469.
If you get other benefits
If you’re claiming other benefits, you must tell your benefits office if you claim Bereavement Support Payment. It won’t affect your benefits for a year after your first payment but if there is any left over after that, they could be affected.
Other bereavement benefits
Bereavement Support Payment has replaced three other benefits. These benefits apply if your spouse or partner died on or before 5 April 2017. You can only claim now in exceptional circumstances, for example if you didn’t find out about the death straight away. Find out if you can claim on Gov.uk:
- Bereavement Payment – a one-off payment
- Bereavement Allowance – monthly payments
- Widowed Parents Allowance – weekly payments if you’re bringing up children
If you’re already claiming these bereavement benefits, you will continue to receive them as long as you still meet the qualifying criteria. You don’t need to do anything.
If you’re responsible for arranging a funeral and need help with costs, you may be eligible for a Funeral Expenses Payment (also called a Funeral Payment) if you’re receiving certain benefits, including Pension Credit.
You’ll need to be a close relative or close friend of the person who died. If there’s an alternative close relative, you may not be able to claim this benefit. You’ll need to make a claim within six months of the funeral.
The payment can cover:
- burial and plot or cremation costs
- certain essential travel costs
- up to £700 for funeral expenses, such as a coffin, flowers or funeral director’s fees.
If there’s any money left from the deceased person’s estate, you’ll usually have to use this to repay the Funeral Payment.
To apply for a Funeral Payment, complete form SF200, which you can get from your local Jobcentre Plus or by calling the Bereavement Service Helpline on 0800 731 0469. You can also download one from gov.uk/funeral-payments/how-to-claim.
If you need help making a claim, contact your local Citizens Advice.
Contact Cruse Bereavement Care if you need support because of a bereavement