Almshouses are run by independent local charities. They provide self-contained, low-cost housing, mostly to older people who have a low income. They often cater for particular categories of people, for example if you’ve worked for a certain trade or you’ve been living in the area for a number of years. There are generally a small number of houses grouped together.
Residents pay rent, usually called a maintenance contribution, which is often less than the average rent in local properties rented from a council, housing association or private landlord.
Almshouses are usually only suitable for people who are able to live independently. In addition, each almshouse has its own eligibility criteria. For example, they may only help people who:
are retired
live in a certain area
worked in a particular trade.
Advantages
you'll be part of a small community
low weekly maintenance contribution – usually less than the market rent
usually in an area you know
often have a scheme manager or warden
can be very picturesque – over 30% of almshouse charities occupy listed buildings.
Disadvantages
often not suitable for people who can’t live independently
may be in older buildings without adaptations or features that make them accessible for all older people, eg no level access or lift
long waiting lists and limited availability
residents are licensees, so have fewer housing rights than tenants. This means it could be easier to evict you