Being honest about money can help you see your situation more clearly. You might feel less anxious about your money after speaking about it with someone trustworthy. 

Scams are ways to con you out of your money and there are many different types. You can avoid them if you know what to look out for and how to keep yourself safe. If you do fall for one, you can get help.

Everyone has the right to live in safety, free from abuse, harm and neglect – including financial abuse. If you think you may be experiencing financial abuse, there is action you can take to protect yourself.

The internet is a great way to stay in touch with people and make your life easier, but there are also dangers to be aware of. There are simple steps you can take to protect yourself when you’re going online.

Ways to manage your account and what to do if there are problems.

Whether you are currently in a relationship or not, it's important to consider your finances and make the right decisions for your situation. 

It’s important to have an up-to-date will. If you don’t, the law decides what happens to your money and any property you own when you die, which may not be the same as what you would have chosen.

A power of attorney is a legal document that gives someone you trust the authority to help you make decisions, or to make them for you if you‘re unable to.

Pensions provide a regular income in later life once you reach qualifying age. If you are on a low income, you may qualify for Pension Credit. If you have a private pension, you may have to decide how you want to receive your money. 

If you're working out how to pay for care, make sure you’ve considered all your options. Start by getting a care needs assessment from your local council to get expert advice on the care you need.

Equity release is a way to release cash from your home without having to move. You should consider all your options and get independent financial advice before deciding if it’s the right choice for you.

You'll have to pay Income Tax if your income is more than a certain amount, but you may be entitled to tax relief or allowances. Make sure you understand your tax bill and get help if you think you're paying too much tax.

Scamwise guide

Free advice on how to spot, avoid and report scams