Increasing your income
Money can be tight when you’re living on a fixed income. It’s important to make sure you’re getting everything you’re entitled to - there may be benefits you can claim and other ways to boost your income.
There are many benefits and entitlements for older people, including disability allowances. Find out what you’re entitled to by using our benefits calculator or call our Helpline to arrange a free benefits check.
If you’re on a low income, everyday expenses can be hard to afford. You may be able to get help through grants, loans or other types of support.
When you’ve got very little money coming in, it can be difficult to budget for unexpected expenses. You may be able to get extra help from charities and other organisations.
Pensions provide a regular income in later life once you reach qualifying age. If you are on a low income, you may qualify for Pension Credit. If you have a private pension, you may have to decide how you want to receive your money.
You don’t have to retire when you reach State Pension age and there are many advantages to working in later life. As well as topping up your income, working may also help to keep you mentally, physically and socially active.
You might feel less anxious about your money after speaking to someone trustworthy. It can also mean you get help to claim money you’re entitled to.
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Benefits when you reach State Pension age guide
Free advice on how turning State Pension age affects your entitlement to different benefits