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Underlying entitlement to Carer's Allowance

Carer’s Allowance is a benefit to top up the income of carers. If you spend time looking after a partner, relative or friend who has an illness or disability, you may be able to claim it.
Many people who look after someone else don't realise that they are a carer. Read our webpage Are you a carer? for more information on this.
You may qualify for Carer’s Allowance if you:
Our advice guide Carer’s Allowance has more information on the criteria you need to meet.
You can still claim Carer’s Allowance if you’re getting a State Pension, but the rules are slightly different – see below.
Sometimes, claiming Carer’s Allowance can affect the benefits of the person you care for. Get advice if you think this may be the case – call our Helpline to arrange a free benefits check.
Carer’s Allowance is paid at up to £69.70 a week (2022/23 rate).
If you’re already getting more than £69.70 a week from certain other benefits, such as State Pension, you won’t actually receive Carer’s Allowance payment. Instead, you will have an ‘underlying entitlement’ to Carer’s Allowance payment. Although you can’t be paid Carer’s Allowance, this means that you’re recognised as a carer. This is because you can only receive one benefit at a time, so these are ‘overlapping benefits’.
Underlying entitlement means you may receive more money with any means-tested benefits you currently get, such as Pension Credit or Housing Benefit. This extra money is called a Carer’s Premium, or a Carer’s Addition if it’s paid with Pension Credit. If didn’t previously qualify for these benefits, you may find you can now claim them for the first time.
It’s still worth applying for Carer’s Allowance even if you have overlapping benefits, particularly if you’re on a low income or over State Pension age. Read our factsheet Underlying entitlement to Carer’s Allowance for more information.
If your State Pension is less than £69.70, then you can receive Carer’s Allowance to top it up to this amount.
This rule applies to other means-tested benefits such as Incapacity Benefit, income-related Employment and Support Allowance and income-based Jobseeker’s Allowance.
Contact the Carer’s Allowance Unit to ask for a claim form, or you can claim online at Gov.uk.
If you need help filling in the form, get in touch with your local Age UK.
For more information, read our guide Carer's Allowance.
By calling Independent Age's free and impartial Helpline, you can get information and advice from one of our friendly advisers, or order our free guides.