Pension Credit can top up your weekly income to £173.75 if you’re single, or £265.20 if you’re a couple, so if your income is lower than that you might qualify. You could get more than that if you have a disability, caring responsibilities, or certain housing costs. Even if you think you’d only get a few extra pounds from Pension Credit, it’s worth claiming, because Pension Credit is your passport to other benefits like Housing Benefit.
If you reached State Pension age before 6 April 2016, you might also qualify for some extra money through Pension Credit if you saved towards your retirement – for example, through a work pension. This extra money is called Savings Credit.
A third of people who could be getting Pension Credit aren’t claiming it, so make sure you’re not one of them! Pension Credit is one of the easiest benefits to make a claim for. Just call the claim line on 0800 99 1234 to check if you qualify.
If you want to work out whether you could be getting Pension Credit, you can also use our free Benefits calculator. Just enter your details for your personalised report.