Mixed-age couples: Older couples locked out of vital support
Thousands of older couples are being denied the pension-age support they need – not because of their circumstances, but because of their partner’s age. This unfair rule is pushing older people into hardship, and it must change.
What needs to change
In May 2019, the UK Government changed the rules so that couples can only claim pension-age benefits like Pension Credit when both partners have reached State Pension age.
This means that if one partner is younger, the couple is locked out of Pension Credit and forced to claim Universal Credit instead, which is a benefit designed for people of working age and paid at a much lower rate.
The impact has been devastating:
- Around 60,000 couples are affected
- Couples lose £5,900 a year on average, with some losing up to £7,000
- Some older people are forced to wait until their late 70s or even 80s to access Pension Credit
- Many are struggling to afford food, heating and housing
Older people are slipping through the safety net and not just because of need, but because of who they love. We believe this is unacceptable.
How you can help
This issue has gone under the radar for too long but together, we can change that.
By joining our campaigns network, you can take part in actions calling on the Government to fix this unfair rule, stay informed about campaign updates and opportunities and help ensure older couples get the support they deserve.
You can also show your support on social media using #UnhappyValentinesDay #FixMixedAgeRule
What we’re calling for
We want the UK Government to fix this unfair rule by:
- Reversing the 2019 mixed-age couples policy
- Allowing couples to claim pension-age benefits once the oldest partner reaches State Pension age
Crucially, this change does not require new legislation. The Government can amend the rules using existing powers. But only if there is the political will.
This is a fixable injustice. With enough public pressure, change is possible.